Personal Loan Rates Table

LOAN AMOUNT 24 MONTHS TOTAL AMOUNT REPAYABLE 36 MONTHS TOTAL AMOUNT REPAYABLE 48 MONTHS TOTAL AMOUNT REPAYABLE 60 MONTHS TOTAL AMOUNT REPAYABLE 72 MONTHS TOTAL AMOUNT REPAYABLE
R 5,000 R 402 R 9,638 R 326 R 11,725 R 289 R 13,880 R 268 R 16,099 R 0 R 0
R 20,000 R 1,327 R 31,854 R 1,041 R 37,461 R 903 R 43,322 R 824 R 49,426 R 774 R 55,757
R 40,000 R 2,515 R 60,361 R 1,958 R 70,482 R 1,690 R 81,100 R 1,536 R 92,189 R 1,441 R 103,719
R 60,000 R 3,703 R 88,867 R 2,875 R 103,504 R 2,477 R 118,878 R 2,249 R 134,952 R 2,107 R 151,681
R 80,000 R 4,891 R 117,374 R 3,792 R 136,526 R 3,264 R 156,656 R 2,962 R 177,715 R 2,773 R 199,642
R 100,000 R 6,078 R 145,880 R 4,710 R 169,548 R 4,051 R 194,435 R 3,675 R 220,478 R 3,439 R 247,604
R 120,000 R 7,266 R 174,387 R 5,627 R 202,569 R 4,838 R 232,213 R 4,387 R 263,241 R 4,105 R 295,566
R 140,000 R 8,454 R 202,893 R 6,544 R 235,591 R 5,625 R 269,991 R 5,100 R 306,004 R 4,771 R 343,528
R 150,000 R 9,048 R 217,146 R 7,003 R 252,102 R 6,018 R 288,880 R 5,456 R 327,386 R 5,104 R 367,509

Loans are subject to the National Credit Act No.34 of 2005. All loan applications are considered and are subject to credit approval. The interest ratewith regards to a DirectAxis Personal Loan varies between 25%** an 28%** per annum (compounded monthly). All loan include a once-off initiationfee of up to R 1 197** and a monthly service fee of R68.40**. Your rate and initiation fee will be determined according to your personal risk profile.For illustration purposes, the figures in this table are calculated at an interest rate of 28% per annum. The repayments indicated also include a monthlypremium for the Personal Protection Plan of R4.50** per thousand of your loan or part thereof. ** Rates and fees are current as at 6 May 2016 and aresubject to change at the discretion of DirectAxis.