Personal Loan Table

LOAN AMOUNT 24 MONTHS TOTAL AMOUNT REPAYABLE 36 MONTHS TOTAL AMOUNT REPAYABLE 48 MONTHS TOTAL AMOUNT REPAYABLE 60 MONTHS TOTAL AMOUNT REPAYABLE 72 MONTHS TOTAL AMOUNT REPAYABLE
R 5,000 R 402 R 9,638 R 326 R 11,725 R 289 R 13,880 R 268 R 16,099 R 0 R 0
R 20,000 R 1,327 R 31,854 R 1,041 R 37,461 R 903 R 43,322 R 824 R 49,426 R 774 R 55,757
R 40,000 R 2,515 R 60,361 R 1,958 R 70,482 R 1,690 R 81,100 R 1,536 R 92,189 R 1,441 R 103,719
R 60,000 R 3,703 R 88,867 R 2,875 R 103,504 R 2,477 R 118,878 R 2,249 R 134,952 R 2,107 R 151,681
R 80,000 R 4,891 R 117,374 R 3,792 R 136,526 R 3,264 R 156,656 R 2,962 R 177,715 R 2,773 R 199,642
R 100,000 R 6,078 R 145,880 R 4,710 R 169,548 R 4,051 R 194,435 R 3,675 R 220,478 R 3,439 R 247,604
R 120,000 R 7,266 R 174,387 R 5,627 R 202,569 R 4,838 R 232,213 R 4,387 R 263,241 R 4,105 R 295,566
R 140,000 R 8,454 R 202,893 R 6,544 R 235,591 R 5,625 R 269,991 R 5,100 R 306,004 R 4,771 R 343,528
R 150,000 R 9,048 R 217,146 R 7,003 R 252,102 R 6,018 R 288,880 R 5,456 R 327,386 R 5,104 R 367,509

Loans are subject to the National Credit Act No.34 of 2005. All loan applications are considered and are subject to credit approval. The interest ratewith regards to a DirectAxis Personal Loan varies between 25%** an 28%** per annum (compounded monthly). All loan include a once-off initiationfee of up to R 1 197** and a monthly service fee of R68.40**. Your rate and initiation fee will be determined according to your personal risk profile.For illustration purposes, the figures in this table are calculated at an interest rate of 28% per annum. The repayments indicated also include a monthlypremium for the Personal Protection Plan of R4.50** per thousand of your loan or part thereof. ** Rates and fees are current as at 6 May 2016 and aresubject to change at the discretion of DirectAxis.